Up until a few years ago, banks made it very difficult for the self-employed to obtain a mortgage.

In recent years, non-bank lending institutions have entered the New Zealand market, and are happy to lend to self-employed people. This led to the main banks having to loosen the strict criteria they applied to self-employed customers.

Even so, I still hear regularly from people whose bank turned them down for a mortgage because they don't have their financial statements prepared, or their business hasn't been going long enough, to name just two reasons.

Rest assured that I can source a mortgage for just about every self-employed scenario you can think of! The secret lies in the way we package and present your application to the appropriate lender.

If you are self-employed and want a mortgage for any reason, make life easy and talk to me first. I have a wide range of bank and non-bank options for the self-employed, and I can target the right lender for your circumstances, to get you the right answer.

Contact me now to arrange a pre-approval.